Get Help With Credit Card Debt & Unsecured Loans

Spinwheel Form v2

Step 1 of 4

What types of debt do you have?

Credit Card Debt

Personal Loans

Student Loans

Tax

Collections

Other

How it Works

STEP 1

Get a free saving estimate

STEP 2

Make one low monthly payment into a dedicated account

STEP 3

We negotiate for a settlement agreement for less than the full balance

STEP 4

You become debt free in an average of 28 months

Happy Clients

"I had an outstanding debt of 10k and I was able to settle my debt with the help of optimal debt solutions team."

"This place really cares and went above and beyond to give multiple options! I was really empress with how fast they were! "

"If you need relief from financial stress, give them a call. This program is real, no gimmicks and wonderful!"

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* We do not discriminate on the basis of race, race, color, religion, sex, marital status, national origin or ancestry. Our clients who make all their monthly program payments pay approximately 70% of their enrolled debts over 24 to 48 months. Not all of our clients are able to complete their program for various reasons, including their ability to set aside sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.