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* Clients who make all their monthly program deposits pay approximately 45–50% of their enrolled debt before fees, or 65–85% including fees, over a period of 24 to 48 months; however, some program lengths may extend beyond this range. Individual results vary based on specific circumstances. Not all clients are able to complete the program, including due to an inability to save sufficient funds. Our estimates are based on prior results and do not constitute a guarantee that your debts will be resolved for a specific amount, percentage, or within a specific timeframe. We do not assume your debts, make monthly payments to creditors, or provide tax, legal, bankruptcy, accounting, or personalized credit advice.