Take Control Of Your Debt

FREE Assesment

Take Control Of Your Debt

FREE Assesment

Take Control Of Your Debt

FREE Assesment

Head shot portrait happy young mother and father with daughters

Take Control Of Your Debt

FREE Assesment

Success Stories

James owed $28,453

Minimum payment $712/m for 17 years
Repayment amount: $37,978.59

ODS program

Minimum payment $487/m over 3.5 years
Repayment amount: $20,486.16

47% Savings

How it Works

Tell Us About Your Debt

Call us or fill out our online form for a free, no-obligation consultation.

Match with a Debt Consolidation or Other Debt Relief Option

A custom solution tailored to your needs and goals.

Enroll and Save

We provide options that can help lower your payments and reduce the amount you owe.

How Our Program Compares

Our debt relief program is designed to get you out of debt as fast as possible for a lower monthly payment that you can afford.

Minimum Payments

$ 766
  • Month to Payoff

    206 month

  • Est. Repayment Amount

    $37,978.59

ODS Program

$ 372
  • Month to Payoff

    36 month

  • Est. Repayment Amount

    $13,400.00

Credit Counseling

$ 500
  • Month to Payoff

    48 month

  • Est. Repayment Amount

    $23,867.75

Minimum Payments

$ 766
  • Month to Payoff

    206 month

  • Est. Repayment Amount

    $37,978.59

ODS Program

$ 372
  • Month to Payoff

    36 month

  • Est. Repayment Amount

    $13,400.00

Credit Counseling

$ 500
  • Month to Payoff

    48 month

  • Est. Repayment Amount

    $23,867.75

The example above is for illustration purposes only to show how our program may compare to other options.
The minimum payment example is based on a debt amount of $20,000 with a 22% average interest rate. The credit counseling example is based on $20,000 with an estimated reduced interest rate average of 9%. Individual results will vary and is based on several specific factors.

Happy Clients

Jessica G.
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"I had an outstanding debt of 10k and I was able to settle my debt with the help of optimal debt solutions team."
Charlie O.
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"This place really cares and went above and beyond to give multiple options! I was really empress with how fast they were! "
Brittney M.
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"If you need relief from financial stress, give them a call. This program is real, no gimmicks and wonderful!"

Accreditations

Optimal Debt Solutions is a full service credit and debt management company that has been serving its clients since 2017.

We counsel thousands of consumers and settle millions of dollars in debt each month

From Our Blog

Negotiation

If you are buried in debt and not sure how to find your way out, you may try to negotiate with credit card companies. Creditors

Read More »

Need Help navigating the the various debt relief options?

Speak with a Certified Debt Analyst for a free consultation.